Accident, Sickness and Unemployment (ASU) Cover

What’s it about?

Accident, sickness and unemployment insurance (ASU) pays out if you lose your job or become unable to work through illness, injury or redundancy.

How does it help me?

By having ASU in place, you will typically receive a proportion of your income for up to 12 months which can then be used to help cover your monthly outgoings.

How does it pay out?

It pays out monthly over a set period of time.

How long does the cover last?

You'll pay a monthly premium for the cover, which rolls over month by month until you cancel the policy or make a claim. We’ll discuss what suits your circumstances.

For more information about Accident, Sickness and Unemployment Cover, speak to one of our qualified advisers - Freephone 0800 43 53 49 or fill in our online enquiry form.

This Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at

This could cost £26.01 per month for a monthly benefit of £500. £5.20 for every £100 of benefit.

Please note for these insurance products, terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.