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Life Providers

Have you been declined life cover?

Have you been declined life insurance cover due to:

  • Medical condition(s) such as; Diabetes, Heat, Stroke, Cancer, Depression, etc?
  • Nationality/Residence?
  • Hazardous Occupation/Travel/Hobbies?

We have access to a provider who specialise in covering non standard risks.

For more information about Life Cover that would be right for you, speak to one of our qualified advisers - Freephone 0800 43 53 49 or fill in our online enquiry form.

Please note for these insurance products, terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.

Accident, Sickness and Unemployment (ASU) Cover

What’s it about?

Accident, sickness and unemployment insurance (ASU) pays out if you lose your job or become unable to work through illness, injury or redundancy.

How does it help me?

By having ASU in place, you will typically receive a proportion of your income for up to 12 months which can then be used to help cover your monthly outgoings.

How does it pay out?

It pays out monthly over a set period of time.

How long does the cover last?

You'll pay a monthly premium for the cover, which rolls over month by month until you cancel the policy or make a claim. We’ll discuss what suits your circumstances.

For more information about Accident, Sickness and Unemployment Cover, speak to one of our qualified advisers - Freephone 0800 43 53 49 or fill in our online enquiry form.

This Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.

This could cost £26.01 per month for a monthly benefit of £500. £5.20 for every £100 of benefit.

Please note for these insurance products, terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.

Reviewing Your Life Insurance

Your circumstances will change over time and therefore the most suitable cover may also have changed. For example, you have had a child, you may now only have one income as oppose to two for whatever reason or you may have a new mortgage. 

You may also get a better deal in terms of what you are paying and what is included in your deal. Some of the providers include great extras in their policies such as a free cinema ticket every weekhalf price gym memberships and access to the world’s best doctors

Life Insurance has changed over time - it isn't as expensive as you think. It could cost you from as little as 24p a day*

*Based on a non-smoker, aged 30, employed. Decreasing Term Assurance £6.80 per month (Mortgage Protection): 1st life, £150000 life cover, policy duration is 25 years, premiums are guaranteed, policy interest rate for cover 10%. The actual price will depend on your circumstances and underwrting.

For more information about Reviewing Your Life Insurance, speak to one of our qualified advisers - Freephone 0800 43 53 49 or fill in our online enquiry form.